Terms and Conditions

Welcome to Coursiv! We’ve simplified our Terms and Conditions to make them more user-friendly. Please take a moment to read these terms, as they form the agreement between you, as a user of Coursiv, and us, as the provider of Coursiv services.

Please read these terms and conditions of use (the “Terms”) carefully (in particular, Section 6 “Subscription plans”) before starting a trial or completing a purchase for our app’s auto-renewing subscription service. To avoid being charged you must affirmatively cancel your subscription at least 24 hours before the end of the trial or then-current subscription period. When purchasing a subscription that automatically renews, you agree to its auto-renewal nature and to its terms defined near the point of purchase and acknowledge that to avoid charges you would need to affirmatively cancel it.

1. Who We Are

We Coursiv™, EDULAGOON DIGITAL CORPORATION, a company registered at 2300 West Sahara Avenue, Suite 800, Las Vegas, NV 89102, the State of Delaware, United States of America and/or its affiliates or its authorized representatives/resellers (“we”, “us”, “our” or the “Company”), aim to provide you with valuable learning materials and related services through our website, www.coursiv.io (“Website”), which serves as our main service platform, or through designated domains such as www.coursiv.com that may redirect you to our Website, as well as through other designated platforms.

2. Agreement Overview

By using our product Coursiv (“Service”), you agree to abide by these Terms and Conditions (referred to as the “Terms” or the “Agreement”). Our Privacy Policy and Subscription Terms are incorporated into these Terms by reference, which means they are part of the Terms.

Any translation of the Terms from the English version is provided for your convenience only. You may always find the English version of the Terms at https://legal.coursiv.io/terms. In case of any discrepancies, the English version of the Terms will prevail.

3. Eligibility

If you do not agree with any part of these Terms and any related documents or you are not eligible to use our Services, please do not access any part of our Service.

To use Coursiv, you must be at least 16 years old and have the legal capacity to enter into an agreement. If you’re under 18, you need your parent’s permission. If you don’t agree with these terms or you’re not eligible, please do not use our Service.

4. What We Offer

Coursiv provides a range of educational materials, including articles, reading materials, and test questions.

You will have access to the Digital Content and our product Coursiv only after registering for the Service, which means you will have to register and pay for the introductory offer (trial) or subscription plan (4 weeks, 12 weeks or otherwise) depending on what you select at the time of purchase.

After the purchase and while using the Service you may be offered additional paid features. Please read carefully any offers you receive from us.

5. AI Chat Mentor

While using our Service you will also have access to the Mentor chat powered by Artificial Intelligence (we call it “AI Chat”). AI Chat is implemented for educational purposes only and is not intended to provide financial advice.

While using our AI Chat, you may provide your information (we call it “Input”), and we’ll generate responses based on your Input (such responses are called “Output”). You own your Input and we assign you all the rights permitted by law on the Output (collectively Input and Output are called “Content”). However, we may use such Content to improve our services, but you can opt out of this if you contact us.

Due to the nature of machine learning, Output may not be unique across users and the Services may generate the same or similar output for Coursiv or a third party. Responses that are requested by and generated for other users are not considered your Content.

6. Subscription Plans

Based on the option you select at the time of purchase we may offer you:

• Introductory offer — a short-term offer that provides limited access to the basic features and content of our Service. It is usually designed for new users to try out the platform before it automatically converts into a subscription. You can cancel the introductory offer 24 hours before it ends. If you do not cancel, it automatically converts into the subscription and you will be automatically charged a full price for the subscription plan without notice.
• Subscription plan — an arrangement that grants you ongoing access to the Service for a specified period (4 weeks, 12 weeks or otherwise) after payment. Subscription plans are automatically renewed at the end of each period. You can cancel anytime 24 hours before the end of the current billing period in your account settings.
• Additional paid features — optional functionalities or services that we may offer to you in addition to the introductory offer or subscription plan on subscription or one-time purchase bases.

7. Billing and Cancellation

We bill for our services through PayPal or other payment providers (Visa, Mastercard and others). Your payment method will be charged according to your subscription plan. It’s your responsibility to cancel your subscription in time.

Coursiv charges the applicable fees to the payment card you submit at the time of purchase. You authorize us to store your payment method(s) and automatically charge the applicable subscription fees for renewal terms. If a payment is not successfully authorized, we may suspend or terminate your subscription.

The period of auto-renewal will be the same as your initial subscription period unless otherwise disclosed. To view your next payment date, go to the website and click on the “Subscription” link on the “Account” page.

You must cancel your subscription in accordance with the cancellation procedures disclosed to you when purchased. Please refer to the Subscription Terms to find out whether you might be eligible for a refund.

8. Data Protection

We collect, store, and process your data in accordance with our Privacy Policy. By using the Service you agree to the collection, storage, and processing of the data in the manner and for the purpose described in the Privacy Policy.

9. Use of Information and Intellectual Property

All information, text, images, graphics, marks, logos, compilations, data, software and materials available through or at our Website constitute our property or the property of third parties.

You’re granted a non-exclusive license to use our Service for personal, non-commercial purposes only. No other rights are available to you unless expressly written in these Terms.

Trademark: All brand assets, including the “Coursiv” name, logos, graphics, and service marks are the exclusive property of Coursiv Limited or their respective owners. Using our Service does not grant you any license or permission to reproduce or use the Coursiv name or any other trademarks.

10. Third-Party Ads

Our Service may contain links to third-party websites and advertisements for third-party products or services. We’re not responsible for these third-party ads, and you use them at your own risk. When you link to a third-party website, the terms and conditions of such website will apply to your relationship with its owner.

11. Compliance

The Services are provided in accordance with the laws of the State of Delaware, United States of America. We make no representation or warranty that a Service or the Digital Content are applicable or available for use in other locations. If you use the Services from a jurisdiction other than the United States of America you agree to do so at your own risk.

12. Copyright Statement

Coursiv has copyrighted the product, including but not limited to all materials, logos, etc. Any redistribution or reproduction of part or all of the Services and/or Digital Content in any form is prohibited without formal written permission from Coursiv.

13. User Representations and Restrictions

By using the Service, you represent and warrant that:

• You have the legal capacity and you agree to comply with these Terms;
• You are not under the age of 16;
• You will not access the Service through automated or non-human means;
• You will not use the Service for any illegal or unauthorized purpose;
• You are not located in a country subject to a U.S. government embargo;
• You are not listed on any U.S. government list of prohibited or restricted parties;
• Your use of the Service will not violate any applicable law or regulation.

As a user of the Service, you agree not to systematically retrieve data, modify or create derivative works from the Service, use the Service to create a competing product, circumvent security features, engage in unauthorized framing or linking, decompile or reverse engineer any software, or otherwise infringe these Terms.

14. Disclaimers of Warranties and Liabilities

Any statement or information on the Service is for informational and educational purposes only and is not intended to replace or substitute for any professional financial, legal, or other advice. Coursiv does not provide investment or financial advice or advocate the purchase or sale of any security or investment.

There is no guarantee that the Digital Content will meet your needs or requirements. We make no guarantees about the level of success you will have, and you accept the risk that results will vary from person to person.

Coursiv is an education platform only. If you decide to invest yourself there is a risk of capital loss and income is not guaranteed. Your decision to make an investment should be made at your own discretion only.

TO THE FULLEST EXTENT PERMITTED BY LAW, COURSIV EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY RELATING TO YOUR RELIANCE ON ANY STATEMENTS OR INFORMATION OFFERED OR PROVIDED WITHIN OR THROUGH THE SERVICE.

15. Limitation of Liability

IN NO EVENT SHALL WE (AND OUR AFFILIATES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOU AGREE THAT THE AGGREGATE LIABILITY OF COURSIV TO YOU FOR ANY AND ALL CLAIMS ARISING FROM THE USE OF THE SERVICE IS LIMITED TO THE AMOUNTS YOU HAVE PAID TO COURSIV FOR ACCESS TO AND USE OF THE SERVICE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

15.1 Australian Residents

For Australian residents, this Service is provided with guarantees under the Australian Consumer Law, which cannot be excluded. In case of a major failure, you are entitled to terminate the agreement and receive either a refund for the unused portion of the Service or compensation for its reduced value.

16. Indemnification

You agree to indemnify, defend, and hold harmless Coursiv, its successors, subsidiaries, affiliates, suppliers, licensors, partners, and their officers, directors, employees, and agents, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (i) your use of the Service or Digital Products, (ii) your User Content, or (iii) your violation of these Terms.

17. Informal Dispute Resolution Procedures

You and Coursiv agree to resolve all Disputes through binding arbitration, except for: (i) claims that fall within the jurisdiction of a small claims court; and (ii) disputes related to intellectual property rights.

Mandatory Pre-Filing Notice Procedure

If you intend to assert a claim, you must first send the Company a written Notice of the Dispute including: (i) your name, address, and email address; (ii) a detailed description of your Dispute; (iii) any relevant facts; (iv) a description of the relief you are seeking; and (v) a personally signed statement from you verifying the accuracy of the information.

You must send the Notice to:

After we receive a Notice, you and us agree to engage in good faith efforts to resolve the Dispute for a period of 60 days through informal negotiation, including at least one individualized video conference.

Arbitration Procedure

The arbitration will be governed by applicable rules of National Arbitration & Mediation (“NAM”), as modified by this Arbitration Agreement, and will be administered by NAM. The NAM Rules are available at www.namadr.com.

The arbitration will be conducted in English. A single independent and impartial arbitrator will be appointed. The arbitration will apply the laws of the State of Florida.

CLASS ACTION AND JURY TRIAL WAIVER

TO THE FULLEST EXTENT ALLOWABLE BY LAW, YOU AND THE COMPANY WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO LITIGATE DISPUTES IN COURT IN FAVOR OF ARBITRATION. YOU AND THE COMPANY EACH WAIVE THE RIGHT TO FILE OR PARTICIPATE IN A CLASS ACTION LAWSUIT AGAINST THE OTHER.

Opting Out of This Arbitration Agreement

New users who create an account on or after August 30, 2025 may opt out of this Arbitration Agreement by sending written notice to info@edulagoon.com within 30 days of first use of the Services. Your notice must include your name, username, the email address used to set up your account, and an unequivocal statement that you want to opt out.

Governing Law

The laws of the State of Florida, excluding its conflicts of law rules, govern this Agreement and your use of the Service. To the extent that any action relating to any dispute hereunder is brought in a court of law, such action will be subject to the exclusive jurisdiction of the state and federal courts located in Delaware.

If you are a consumer based in the EEA, the UK or Switzerland: Nothing in these Terms shall deprive you of the protection afforded to consumers by the mandatory rules of law of the country in which you live. If you have a complaint, please contact us at info@edulagoon.com.

18. Miscellaneous

We may occasionally update our Service and may change information without notice. We may at any time modify or discontinue the Service at our sole discretion with or without notice, and shall not be liable to you or any third party for any such modification, suspension or discontinuance.

19. Changes

We may update these Terms from time to time. We will provide you with 30 days’ advance notice of any material adverse change to the Services or these Terms. If you keep using our Services after any changes, it means you accepted such changes.

Last Updated: August 30, 2025  ·  Date of Last Revision: March 30, 2026
© EDULAGOON DIGITAL CORPORATION 2025. All rights reserved.